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Tokio Marine Specialty will selectively entertain and tailor coverage for specialized commercial artisan contractors. The accounts selected for coverage will exhibit experience, expertise, and knowledge encompassing their specialty.

Target Exposures

  • Small to mid-size accounts
  • No class action or construction defects claims in past years
  • No new residential construction work – currently or completed in the past
  • 50% or less residential remodeling work

Unacceptable Exposures

  • New residential contractors
  • All New York state contractors
  • New ventures
  • Wrap-ups
  • Accounts in bankruptcy

Coverages / Capacity

Commercial General Liability – $1M each occurrence

  • Additional insured for job owners
  • Employee Benefits coverage available
  • Waiver of Transfer of Rights
  • Per Project Aggregate

Environmental – Up to $25M in limits

Excess Casualty – Up to $25M in limits (Supported and Unsupported)

Financial Security

  • A.M. Best rated A++
  • Standard & Poor’s Assigned A+