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Tokio Marine Specialty will selectively entertain and tailor coverage for specialized commercial artisan contractors. The accounts selected for coverage will exhibit experience, expertise, and knowledge encompassing their specialty.

Target Exposures

  • Contractors with gross receipts up to $150 million
  • Commercial* General Contractors
  • Residential Contractors performing repair or remodel work (No HOA work)
  • Artisan Trade contractors
  • No class action claims in past years

Unacceptable Exposures

  • New residential contractors performing work in New Tracts, Condominiums or Townhomes
  • All New York state contractors
  • Any contractor performing residential work in Colorado
  • Wrap-ups
  • Accounts in bankruptcy

Coverages / Capacity

Commercial General Liability – $1M each occurrence

  • Additional insured for job owners
  • Employee Benefits coverage available
  • Waiver of Transfer of Rights
  • Per Project Aggregate
  • Primary & Noncontributory
  • Contractors Environmental Coverage Sublimit up to $100,000
  • Project Specifics Policies
  • Owners Interest Policies

Environmental – Up to $25M in limits

Excess Casualty – Up to $25M in limits (Supported and Unsupported)

Financial Security

  • A.M. Best rated A++
  • Standard & Poor’s Assigned A+


*Apartments are considered Commercial