Contracting

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Contracting

Tokio Marine Specialty will selectively entertain and tailor coverage for specialized commercial artisan contractors. The accounts selected for coverage will exhibit experience, expertise, and knowledge encompassing their specialty.

Target Exposures

  • Contractors with gross receipts up to $150 million
  • Commercial* General Contractors
  • Residential Contractors performing repair or remodel work (No HOA work)
  • Artisan Trade contractors
  • No class action claims in past years

Unacceptable Exposures

  • New residential contractors performing work in New Tracts, Condominiums or Townhomes
  • All New York state contractors
  • Any contractor performing residential work in Colorado
  • Wrap-ups
  • Accounts in bankruptcy

Coverages / Capacity

Commercial General Liability – $1M each occurrence

  • Additional insured for job owners
  • Employee Benefits coverage available
  • Waiver of Transfer of Rights
  • Per Project Aggregate
  • Primary & Noncontributory
  • Contractors Environmental Coverage Sublimit up to $100,000
  • Project Specifics Policies
  • Owners Interest Policies

Environmental – Up to $25M in limits

Excess Casualty – Up to $25M in limits (Supported and Unsupported)

Financial Security

  • A.M. Best rated A++
  • Standard & Poor’s Assigned A+

Services

*Apartments are considered Commercial