Excess Casualty

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Excess Casualty

Tokio Marine Specialty Excess offers excess casualty insurance for a select group of agents and wholesalers. In today’s litigious environment the limits offered by your primary General Liability and Auto Liability carriers are just not enough. Tokio Marine Specialty Excess Casualty products are tailored to meet the needs of each insured regardless of size.

Products & Capabilities

  • Unsupported – We can write over another carrier’s primary or excess limits
  • Supported – We can write over TMSIC or Philadelphia Indemnity Insurance Company
  • Follow – form excess policy
  • $25M in capacity
  • Lead limits up to $10M
  • Ability to participate in quota share limits
  • Flexibility on attachment levels
  • Admitted and non-admitted paper
  • Occurrence and Claims Made coverage
  • Fast turnaround on quotes
  • Consistent underwriting approach
  • Best-in-class customer service provided by six regional underwriting offices located across the country


Target Classes

  • Contracting – Roofing, Plumbing, HVAC, Small Artisans
  • Hospitality – Hotels/Motels, Bars/Taverns, Restaurants
  • Manufacturing – Machine Shops, Construction Equipment Manufacturing, Metal Stamping, Tool & Dye, Contract Manufacturing
  • Real Estate – Commercial, Apartment Buildings
  • Retail – Department Stores, Strip Malls, Parking Lots, Supermarkets, Swap Meets/Flea Markets
  • Public Entities (target 50,000 or less population)
  • Services Exposures
  • Premises Exposures
  • Buffer Layers
  • Project Specific Business

News Article

Tokio Marine Specialty Insurance Company (TMSIC) has an A.M. Best Company rating of A++ (Superior) and rated “A+“ by Standard & Poor’s. TMSIC is a member of the Tokio Marine Group, Japan’s oldest and leading property/casualty insurer. With TMSIC you have the security of knowing your carrier will be there when you need them even if it’s many years later.