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Tokio Marine Specialty will selectively entertain specific niche manufacturing exposures that exhibit superior characteristics and match with our selection standards. We will assist in tailoring policy coverage that matches with a manufacturer’s exposures and concerns while providing superior claims services.

Auto Part Manufacturers

Target Classes

  • Auto parts: manufacturers, importers, distributors – OEM and after market

Excluded Classes

  • Manufacturers of: seat belts, air bags, tires, cruise control products

Machine Shops

Target Classes

  • Machine shops
  • Construction equipment manufacturing
  • Metal stamping
  • Tool & Dye
  • Contract manufacturers

Unacceptable Classes

  • Product manufacturers dedicated to a
    single product or class
  • Internet sales
  • Aircraft or Aerospace product manufacturers
  • Medical implant manufacturers

Metal Fabricators

Target Classes

  • Metal fabricators
  • Metal stamping
  • Contract manufacturers

Unacceptable Classes

  • Fabricators that: present New York installation
  • 30% or greater of their operations is performing installation
  • Sub-contract out installation without the utilization of strong contracts including indemnification clause

Toy Manufacturers

Target Classes

  • Manufacturers and importers of various toys and games

Unacceptable Classes

  • Retail stores
  • Products with history of lead or cadmium
  • Infant furniture or car seats

Coverages / Capacity

  • Commercial General Liability or Products only.
    $1M each occurrence
  • Broad Form Vendors coverage
  • Additional Insured by written contract
  • Worldwide product suits available subject to underwriting review

Environmental – Up to $25M in limits

Excess Casualty – Up to $25M in limits (Supported and Unsupported)

Financial Security

  • A.M. Best rated A++
  • Standard & Poor’s Assigned A+